This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Grand Cherokee Cars with high-tech safety equipment cost more to repair, and if you opt for a more powerful engine, insurers might think you’re at greater risk for speeding and getting in an accident. Starting MSRP and insurance rates are for 2020 models.

Looking to save on car expenses? With the national average cost of car insurance coming in at $1,427, customers who buy a Subaru Outback or Jeep Wrangler will likely pay lower rates than the average driver. $300,000 bodily injury liability coverage per crash. 15. $100,000 bodily injury liability coverage per person.

NerdWallet’s ranking of the cheapest cars to insure uses the base trim level of each vehicle. Cars most targeted by thieves also cost more to insure. 1. 11. Your own rates will be different. Jeep Wrangler Ford Explorer She has covered many types of insurance, including auto, homeowners and life, and enjoys helping others understand their options and make better financial decisions.

9. NerdWallet averaged insurance estimates from the largest insurers in all 50 states and Washington, D.C. After all, both vehicles are top safety picks, according to the Insurance Institute for Highway Safety, or IIHS. Subaru Forester 17. When looking for a new car, you research features and compare prices to make sure you’re getting the best deal — and you also want to know which cars are the least expensive to insure. Car manufacturers typically bundle many upgrades into various trim levels.

Pre-qualified offers are not binding. Many offer price breaks if your car has safety features that reduce the risk of injuries or theft. Tesla Model 3 Our opinions are our own. Rates were for 40-year-old male and female drivers with good credit, no tickets or violations, and with the following coverage limits: When evaluating offers, please review the financial institution’s Terms and Conditions. Read more Subaru Outback Here are the insurance rates by car model.

While you might expect a cheaper car to have a lower insurance rate, that’s not always the case. Toyota Tacoma You pride yourself on being a smart shopper. The 10 least expensive cars to insure in 2020, according to our data, are: Here is a list of our partners and here's how we make money. Many or all of the products featured here are from our partners who compensate us. Hyundai Elantra High-end luxury cars are typically expensive to insure because repairing them can be pricey, and it costs more to replace them if they’re totaled.

16. Adding features to your new car may raise your insurance rates, too. NMLS ID# 1617539 For example, although the Honda Accord and Honda Civic also received top safety marks from IIHS, they were the most stolen cars in the country in 2018, according to the National Insurance Crime Bureau. Chevrolet Equinox Nissan Sentra 24. 23.

Owning these types of vehicles often drives up car insurance rates: Average annual insurance premium Toyota Highlander 22. Ask the insurers about discounts, too. Dodge Ram 1500 All financial products, shopping products https://cars45.com/listing/honda/civic/2012 and services are presented without warranty. 2. In states where required, minimum additional coverages were added. Car insurance rates vary, sometimes significantly, depending on the kind of vehicle you drive (among other factors).

Car insurance companies set pricing based on the risk they’ve determined you and your vehicle present. Comprehensive insurance pays out if your car is stolen; it also covers damage from vandalism, fire, floods and other problems. It might not be surprising that the Subaru Outback and Honda CR-V are the cheapest models to insure. Toyota Camry NerdWallet Compare, Inc. Insurance as % of MSRP $100,000 property damage liability coverage per crash.

Collision coverage with $1,000 deductible. About the author: Kayda Norman is an insurance writer at NerdWallet. Rates vary dramatically among insurance companies, so it’s important to shop around. This is likely why these cars aren’t on the top of our list.

Sports cars have some of the highest auto insurance rates, not just because they’re built for speed: Drivers of these cars tend to be younger and therefore more accident-prone, which drives up the cost of insurance. Still, no one factor determines your car insurance rate. Nissan Altima 12. Nissan Rogue

Ranking the Cheapest Cars to Insure

<

p> Toyota Corolla More — and more costly — claims for a particular model mean higher car insurance rates. Disclaimer: NerdWallet strives to keep its information accurate and up to date. 7. 18. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses For any car, moving to a higher trim level may mean moving to a higher auto insurance rate as well. 8. 13.

25. 21. Compare car insurance quotes and see which companies offer the lowest insurance in your state. This may influence which products we write about and where and how the product appears on a page.

Chevrolet Silverado 1500 To determine a vehicle’s risk, insurers consider claim histories, including accidents, repair costs and rates of car theft. $300,000 uninsured motorist bodily injury coverage per crash. These are sample rates generated through Quadrant Information Services. $100,000 uninsured motorist bodily injury coverage per person. Honda Accord Vehicles listed were the 25 top-selling models in the U.S. in 2019, according to data collected by Kelley Blue Book.

Here’s the average insurance rate for each of the 25 best-selling vehicles, along with the starting manufacturer’s suggested retail price of a 2020 model and insurance premium as a percentage of the MSRP. Comprehensive coverage with $1,000 deductible. Insuring the lowest-priced model of a new vehicle can be over $200 a year cheaper than insuring one with extras like GPS systems, a power moonroof or a premium audio system. However, this does not influence our evaluations.

4. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Electric vehicles can be pricier to insure due to their higher price tags and repair costs; replacing an EV battery alone can cost thousands of dollars. 19.

As an example, trim levels for a Toyota Camry include the base-level L, followed by the LE, SE, XLE and XSE, each with more features and a higher starting sticker price. Jeep Cherokee NerdWallet compared rates for these 25 vehicles in every ZIP code in all 50 states and Washington, D.C. Some policies include additional coverages at the insurer’s discretion. California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812 Conversely, the cheapest cars to insure tend to have fewer, lower-cost claims.

NerdWallet looked at last year’s 25 best-selling models and analyzed rates to determine which are the cheapest cars to insure.